How to read SMD capacitor codes

I wouldn’t bother, but its your $ and your call. An dirty secret about ceramic caps of the sort mentioned is that their capacitance value tends to drop off sharply with applied DC voltage, and also vary pretty significantly with temperature.

Buy yourself some aluminums that match your values, fit, and have a decent “Lifetime@Temp” rating, understanding that actual values roughly double with each 10°C decrease in temp; 10K hours @ 115°C is more or less equivalent to 20K hours @ 105°C, for example. Neither would last anywhere near those figures if the original part failed due to some external factor that’s left uncorrected.

And yes, some tantalums do have an incendiary failure mode. You can read about these and other capacitor selection criteria at some length here.